This velvet coat like items, is a personal favorite. I wear it over a very thin lightweight cashmere sweater, and then this beautiful multi string necklace. I wear this during the day time as well as at night otherwise it does not get worn much. I have always like the idea of dressy with not dressy in the same outfit, I have dressed like that for years. I would probably not wear the necklace if I were to wear this during the day for a work attire. Perfect with my 505 Levi's from Kohl's.
Daytime accessories.
This is a great evening look, however if it's more dressy I would chose one of my evening bags and not this big one.